TBK Bank

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Analyst - Community Reinvestment

at TBK Bank

Posted: 2/5/2020
Job Status: Full Time
Job Reference #: jobrq000000000004754
Keywords:

Job Description

Job Description

TBK Bank is seeking an Analyst - Community Reinvestment, responsible for bank-wide reporting and compliance with the Community Reinvestment Act ("CRA") and the Equal Credit Opportunity Act and Fair Housing Act (collectively "Fair Lending"). Duties include gathering loan data, generating reports for validation of data accuracy, and preparing the supporting documentation for the bank to meet audit and regulatory requirements.

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Review reports, data, and individual loans to ensure all CRA-reportable loans have been appropriately identified and include the required information
  • Review data and compare to loan documentation (promissory notes, credit memos, financial reports, etc.) to ensure accuracy
  • Work with Credit Management to ensure all appropriate information is collected during the underwriting process for all small business, small farm, and community development loans
  • Work with the Loan Operations department to ensure that all information is properly loaded into the appropriate loan management systems
  • Use QuestSoft to geocode, perform data quality checks, validity checks, and edit as needed
  • Maintain CRA-reportable loan database in QuestSoft
  • Submit data files for regulatory review as required
  • Create reports as needed to support CRA and Fair Lending needs for review by management, compliance, lending departments, and regulators
  • Remain updated on all regulatory changes related to CRA and Fair Lending reporting
  • Prepare reports for CRA and compliance committees, as needed
  • Assist regulatory applications as it relates to CRA and Fair Lending reporting and analysis
  • Document the data collection and reporting process
  • Annually review all processes to ensure accuracy and efficiency and recommend changes as needed
  • Prepare and maintain CRA and Fair Lending maps of assessment areas, branches, and ATM locations
  • Conduct demographic and economic research needed to complete performance context and self-assessment analysis
  • Coordinate with the IT Department to update and maintain CRA and Fair Lending analysis software and files
Qualifications

EDUCATION AND EXPERIENCE

  • Bachelor’s degree in Business, Management Information Systems or related field or four (4) + years of work experience
  • Expertise in Microsoft Excel
  • Experienced with Microsoft Office suite
  • Experience with Questsoft or other HMDA/CRA/Fair Lending and geocoding software experience a plus
  • Experience with bank loan documentation (notes, credit memos, financial reports, etc.) a plus

KNOWLEDGE, SKILLS & ABILITIES REQUIRED

  • Strong writing, analytical, and communication skills, and must be able to multi-task and complete projects on time
  • Should be an organized, detail-oriented, self-starter with the ability to work independently or in teams
  • Fundamental knowledge of general banking principles, philosophies, and operations
  • Ability to establish and maintain effective work relationships both internally and externally
About Us

TBK Bank

Application Instructions

Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!